If you’re facing any such crisis, it’s easy to request for a payday loan online in Texas and get emergency cash deposited to your account within one business day. In order to qualify for an emergency payday loan, you must be 18 years or older, be a US citizen, be a permanent resident of Texas, and have been in steady employment for at least three months.
Rules and Regulations
A few of the most important guidelines for getting payday loans from direct lenders in Texas are:
- Lenders can offer up to $1,000 for Texas payday loans
- The loan amount may depend on the value of the applicant’s next check and other factors
- For loans more than $100, the fees can be $10 + $4/month for each $100
- Rollovers are not allowed. A rollover is a way to extend the loan for additional fees
- The maximum repayment term depends on the amount of the loan
- You may have more than one loan at a time
What happens if you don't pay back a payday loan in Texas?
You may be charged an NSF fee of up to $35 and your account may be turned over to collections. However, criminal charges cannot be filed. To avoid any inconvenient situations, please take out an online payday loan only if you’re sure that you can pay it back on the date agreed to with your lender. If you have trouble repaying back on time, immediately contact your lender to work out a new payment plan. Additional fees may be charged for a new loan or payment plan.
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